Finance Intelligence · UAE-Built
Financial clarity.
Total privacy.
Track debts, issue UAE-compliant invoices, calculate 5% VAT and get AI recovery plans for overdue amounts — without sharing your finances with any third-party app.
Finance Intelligence · UAE-Built
Track debts, issue UAE-compliant invoices, calculate 5% VAT and get AI recovery plans for overdue amounts — without sharing your finances with any third-party app.
LedgerIQ replaces spreadsheets, accountants and third-party finance apps — with private AI built for AED, VAT and UAE law.
Track who owes what with AED precision. Log entries with photos, dates and notes. AI calculates outstanding balances across all contacts.
Create UAE-compliant invoices with TRN number field, 5% VAT line items and digital signature support. Export as PDF instantly.
Standard, reverse and group VAT calculations built for the UAE. Multi-line P&L, VAT returns summary and quarterly reporting formats.
Describe an overdue debt — AI generates a step-by-step recovery strategy with demand letter templates under UAE law.
Compare investment options, calculate projected returns and model cashflow scenarios with plain-English explanations.
Attach receipts, bank statements and WhatsApp exports to ledger entries — time-stamped for mediation or legal use.
From freelancers chasing invoices to families managing shared expenses — LedgerIQ keeps your finances private and organised.
Freelancer · Dubai
Issue professional AED invoices with VAT, track who has paid, and get AI-generated follow-up letters for overdue clients — no accountant needed.
Business Owner
Manage inter-business loans, partner equity and shared expenses privately. LedgerIQ gives you clarity without exposing financials to cloud tools.
Real Estate Professional
Log property transactions, agent commissions and deposit timelines. Generate AED invoices compliant with Dubai Land Department requirements.
Family CFO
Track shared household expenses, family loans and children's pocket money in one private ledger — with AI summaries every month.
Your most common questions about LedgerIQ and how it handles your financial data.
Does LedgerIQ connect to my bank?
No. LedgerIQ is a manual ledger — you record entries yourself. This means your bank credentials are never shared, and the ledger works even without a bank account.
Is LedgerIQ compliant with UAE VAT law?
LedgerIQ's VAT calculator follows UAE Federal Tax Authority (FTA) rates and formats as of 2025. It is a reference tool — consult a licensed tax agent for official submissions.
Can I export my ledger?
Yes. You can export your full ledger as a PDF report or CSV file at any time. Invoice PDFs are generated instantly.
Is my financial data private?
All LedgerIQ data is stored on IZN servers in the UAE. No financial data is sent to external services or AI companies.
AED-native · UAE VAT built-in · Private UAE servers